Loan Interest Rates
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Effective: August 14, 2012
| Personal Loans |
| 4 year maximum term |
Rate Based on Credit Score |
| Used Automobiles |
NADA Loan Value |
| Based on Credit Score |
60-Month Maximum* |
| As low as 3.24% APR |
*Restrictions may apply |
| New Automobiles |
| Based on Credit Score |
72-Month Maximum* |
| As low as 2.99% APR |
*Restrictions may apply |
| Up to 100% financed |
|
| Share Secured |
| Totally secured by Shares (excluding IRA's and Certificates) held in this credit union |
3.25% APR |
| Mortgages/HELOC |
| Call for current program details! |
|
| Home Equities |
| 75% of appraised value less any first mortgage. Single family, owner occupied properties only. Condos excluded. |
| Fixed Rates |
60 months - 2.99% APR
120 months - 4.49% APR |
| Rates are subject to change without notice. |
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Share Account Dividends
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|
Regular Shares
|
| Paid and compounded quarterly |
0.25% APY |
Loan Shares
Christmas Clubs
Vacation Clubs
|
| Paid and compounded quarterly |
0.25% APY |
| Share Drafts |
| Paid and compounded quarterly |
0.00% APY |
| IRA's |
| Accumulator Type |
1.00% APY |
| Share Certificates |
| Please contact the Credit Union office for current rates. |
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