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Loan Interest Rates

click here for loan calculator


Effective: March 1, 2010
  Personal Loans      
  4 year maximum term

Rate Based on Credit Score

 
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  Used Automobiles  

NADA Loan Value

 
  Based on Credit Score

60-Month Maximum*

 
  As low As 4.25%

* Restrictions may apply

 
   

 

 
  New Automobiles  

 

 

Based on Credit Score

72- Month Maximum*

 

As low As 4.00%

* Restrictions may apply

 

Up to 100% financed

 

 

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  Share Secured

Totally secured by Shares (excluding IRA's and Certificates) held in this credit union


3.50%

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  Mortgages/HELOC

Call for current program details!
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 Home Equities

75% of appraised value less any first mortgage.  Single family, owner occupied properties only. Condos excluded.
Fixed Rates

5 years-  6.00%

10 years  7.50%

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     Rates are subject to change without notice.



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Share Account Dividends

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  Regular Shares*
  Loan Shares
  Christmas Clubs
  Vacation Clubs
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All are paid and compounded quarterly
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*0.50% APY

 0.50% APY
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  Share Drafts Paid and compounded quarterly 0.00% APY
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  IRA's Accumulator Type 2.00% APY
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  Share Certificates

Please contact the Credit Union office for current rates.
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